*{box-sizing:border-box;margin:0;padding:0}
body{font-family:"Segoe UI",system-ui,sans-serif;color:#1a1a1a;background:#f8f9fa;line-height:1.7}
a{color:#E97B1A;text-decoration:none}
a:hover{text-decoration:underline}
.site-header{background:#1C1C2E;padding:0 20px}
.header-inner{max-width:1100px;margin:0 auto;display:flex;align-items:center;justify-content:space-between;height:64px}
.logo{color:#fff;font-size:1.2rem;font-weight:800;letter-spacing:.5px}
.main-nav a{color:#ccc;margin-left:20px;font-size:.9rem}
.nav-cta{background:#E97B1A;color:#fff!important;padding:7px 16px;border-radius:5px;font-weight:600}
.page-wrap{max-width:1100px;margin:0 auto;padding:28px 20px}
.toc-bar{background:#fff;border:1px solid #e0e0e0;border-radius:6px;padding:12px 16px;margin-bottom:24px;display:flex;gap:16px;align-items:center;font-size:.85rem;flex-wrap:wrap}
.toc-bar span{font-weight:600;color:#666}
.toc-bar a{color:#E97B1A}
h1{font-size:2.1rem;font-weight:800;margin-bottom:12px;line-height:1.25;color:#111}
.intro{font-size:1.05rem;color:#555;margin-bottom:28px}
.price-table-section{background:#fff;border-radius:10px;padding:24px;margin-bottom:28px;box-shadow:0 1px 4px rgba(0,0,0,.06)}
.price-table-section h2{font-size:1.3rem;font-weight:700;margin-bottom:16px;padding-bottom:8px;border-bottom:2px solid #E97B1A}
.table-wrap{overflow-x:auto}
.price-table{width:100%;border-collapse:collapse;font-size:.9rem}
.price-table th{background:#1C1C2E;color:#fff;padding:12px 14px;text-align:left;font-weight:600}
.price-table td{padding:11px 14px;border-bottom:1px solid #f0f0f0}
.price-table tr:nth-child(even) td{background:#fafafa}
.bull{color:#00A86B;font-weight:600}
.bear{color:#D73027;font-weight:600}
.articles-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(280px,1fr));gap:16px}
.article-card{background:#fff;border-radius:8px;padding:18px;border-top:3px solid #E97B1A;box-shadow:0 1px 3px rgba(0,0,0,.05)}
.card-cat{font-size:.75rem;font-weight:700;color:#E97B1A;text-transform:uppercase;margin-bottom:6px}
.article-card h3{font-size:1rem;font-weight:700;margin-bottom:8px;line-height:1.4}
.article-card h3 a{color:#111}
.article-card p{font-size:.85rem;color:#555;margin-bottom:10px}
.card-meta{font-size:.75rem;color:#999}
.analysis-section{margin-bottom:28px}
.analysis-section h2{font-size:1.3rem;font-weight:700;margin-bottom:16px;padding-bottom:8px;border-bottom:2px solid #E97B1A}
.expert-section{background:#fff;border-radius:10px;padding:24px;margin-bottom:28px}
.expert-section h2{font-size:1.3rem;font-weight:700;margin-bottom:16px}
.expert-quote{display:flex;gap:16px;margin-bottom:20px;padding-bottom:20px;border-bottom:1px solid #f0f0f0}
.expert-quote:last-child{border:none;margin:0;padding:0}
.expert-avatar{width:48px;height:48px;background:#1C1C2E;color:#E97B1A;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:.8rem;flex-shrink:0}
blockquote{font-style:italic;color:#333;margin-bottom:6px;font-size:.95rem}
.expert-name{font-size:.8rem;color:#888;font-weight:600}
.faq-section{background:#fff;border-radius:10px;padding:24px;margin-bottom:28px}
.faq-section h2{font-size:1.3rem;font-weight:700;margin-bottom:16px}
.faq-item{border-bottom:1px solid #f0f0f0;padding:14px 0}
.faq-item:last-child{border:none}
.faq-item h3{font-size:.95rem;font-weight:600;color:#111;margin-bottom:6px}
.faq-item p{font-size:.9rem;color:#555}
.bottom-cta{background:#1C1C2E;color:#fff;text-align:center;padding:36px;border-radius:10px}
.bottom-cta h3{font-size:1.4rem;margin-bottom:8px}
.bottom-cta p{color:#aaa;margin-bottom:16px}
.cta-btn-lg{display:inline-block;background:#E97B1A;color:#fff;padding:12px 28px;border-radius:6px;font-weight:700;font-size:1rem}
/* Article */
.article-wrap{}
.article-layout{display:grid;grid-template-columns:1fr 260px;gap:24px}
.article-main{background:#fff;border-radius:10px;padding:28px}
.article-main h1{font-size:1.8rem;font-weight:800;margin-bottom:10px}
.article-meta{font-size:.85rem;color:#888;margin-bottom:18px}
.summary-box{background:#FFF3E0;border-left:4px solid #E97B1A;padding:14px;border-radius:0 8px 8px 0;margin-bottom:20px;font-size:.95rem}
.article-content h2{font-size:1.25rem;margin:26px 0 10px;padding-bottom:5px;border-bottom:2px solid #E97B1A}
.article-content h3{font-size:1.05rem;margin:18px 0 8px;font-weight:600}
.article-content p{margin-bottom:14px;color:#2a2a2a}
.article-content ul,ol{margin:10px 0 14px 20px}
.article-cta-box{background:#f0f4ff;border-radius:8px;padding:16px;margin-top:24px;text-align:center}
.article-sidebar{}
.sidebar-box{background:#fff;border-radius:8px;padding:16px;margin-bottom:16px}
.sidebar-box h4{font-size:.9rem;font-weight:700;margin-bottom:10px;border-bottom:2px solid #E97B1A;padding-bottom:5px}
.sidebar-cta-btn{display:block;background:#E97B1A;color:#fff;text-align:center;padding:10px;border-radius:5px;font-weight:700;font-size:.9rem}
.sidebar-link{padding:6px 0;border-bottom:1px solid #f0f0f0;font-size:.85rem}
.related-section{margin-top:28px;padding:20px;background:#fff;border-radius:10px}
.related-section h3{font-size:1.1rem;font-weight:700;margin-bottom:14px}
.related-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}
.related-card{border:1px solid #eee;padding:12px;border-radius:6px;border-top:3px solid #E97B1A}
.related-title{font-size:.9rem;font-weight:600;color:#111;margin-bottom:3px}
.related-meta{font-size:.75rem;color:#999}
.breadcrumb{font-size:.82rem;color:#888;margin-bottom:14px}
.breadcrumb span{margin:0 5px}
.article-row{background:#fff;padding:16px;margin-bottom:8px;border-radius:6px}
.article-row h2{font-size:1rem}
.site-footer{background:#1C1C2E;color:#888;padding:24px;text-align:center;font-size:.85rem;margin-top:40px}
.site-footer a{color:#E97B1A}
.disclaimer{margin-top:8px;font-size:.75rem;opacity:.7}
@media(max-width:768px){.article-layout{grid-template-columns:1fr}.article-sidebar{display:none}.articles-grid{grid-template-columns:1fr}.related-grid{grid-template-columns:1fr}}


/* ── author byline ── */
.author-byline{display:flex;align-items:center;gap:12px;margin:16px 0 24px;padding:14px 16px;background:#f8f9fa;border-left:3px solid var(--accent,#FF6B00);border-radius:4px}
.author-avatar{width:44px;height:44px;border-radius:50%;display:flex;align-items:center;justify-content:center;color:#fff;font-weight:700;font-size:16px;flex-shrink:0}
.author-info{flex:1;min-width:0}
.author-name-line{font-size:14px;font-weight:600;color:var(--text,#1a1a1a);margin-bottom:3px}
.author-name-line a{color:inherit;text-decoration:none}
.author-name-line a:hover{text-decoration:underline}
.author-cred{font-weight:400;color:#666;font-size:13px;margin-left:6px}
.author-meta-line{font-size:12px;color:#888}
/* ── author page ── */
.author-page{max-width:760px;margin:40px auto;padding:0 20px}
.author-page-header{display:flex;align-items:center;gap:24px;margin-bottom:36px;padding:28px;background:#f8f9fa;border-radius:8px}
.author-page-avatar{width:80px;height:80px;border-radius:50%;display:flex;align-items:center;justify-content:center;color:#fff;font-weight:700;font-size:32px;flex-shrink:0}
.author-page-name{font-size:28px;font-weight:700;margin:0 0 4px}
.author-page-title{font-size:16px;color:#666;margin:0 0 8px}
.author-page-edu{font-size:14px;color:#888}
.author-page-bio{font-size:15px;line-height:1.7;color:#444;margin-bottom:32px}
.author-expertise{margin-bottom:32px}
.author-expertise h3{font-size:16px;font-weight:700;margin-bottom:12px}
.expertise-tags{display:flex;flex-wrap:wrap;gap:8px}
.expertise-tag{background:#e8f4fd;color:#0066cc;padding:4px 12px;border-radius:20px;font-size:13px}
.author-articles h3{font-size:18px;font-weight:700;margin-bottom:16px}
.author-article-list{list-style:none;padding:0;margin:0}
.author-article-list li{border-bottom:1px solid #eee;padding:12px 0}
.author-article-list li:last-child{border-bottom:none}
.author-article-list a{font-size:15px;color:#333;text-decoration:none;font-weight:500}
.author-article-list a:hover{color:var(--accent,#FF6B00);text-decoration:underline}
.author-article-meta{font-size:12px;color:#999;margin-top:3px}